June 30, 2024 — Shanghai – With the increasing integration of the global economy and the rapid pace of technological development, financial transactions are growing in both complexity and diversity. Consequently, the need to seamlessly integrate financial education with practical application has never been greater.
Peking University convened the Financial AI Simulation Laboratory Preparation Conference. This high-profile event brought together expert scholars from top finance and economics institutions, alongside representatives from leading industry enterprises, to discuss on the future of financial education.
JAJI Global, attending as a key partner, demonstrated its profound domain expertise and cutting-edge technology in the fintech education sector.
During the conference, Mr. Zhou Dongjie, JAJI Global’s Product Director and an industry leader, delivered an insightful speech.
Mr. Zhou officially introduced JAJI's proprietary Investment Funds Simulator. He emphasized, "This platform, leveraging advanced AI technology and big data analytics, provides a high-fidelity restoration of real-world financial market scenarios. It serves as a practical, versatile, hands-on platform for financial education, enabling students to receive comprehensive training—from basic operational procedures to sophisticated strategy analysis."
1. An Innovative Tool: Seamlessly Integrating Theory and Practice
The Investment Funds Simulator is a highly simulated securities investment training platform designed to perfectly align theoretical financial knowledge with specific practical operations. It delivers real-time market data, supports trading across diverse financial instruments such as equities, bonds, funds, and foreign exchange, and is equipped with professional technical analysis tools to simulate fundamental trading processes.
Platform Highlights: Integrating Theory with Practice
i. Highly Realistic Trade Matching Mechanism
The platform ensures that all steps in the simulated trading process follows real-world trading procedures. Its matching rules closely approximate reality, mirroring the trading mechanics of major exchanges. The platform's architecture authentically replicates live trading steps, such as auction pricing, order entry, buy-sell matching, price limits, trade execution, clearing, and dividend processing.
ii. Concurrent Multiple Competitions and Simulated Portfolios
The platform is engineered to support simultaneous simulated trading for multiple competitions or investment portfolios. Each competition or portfolio simulation can be fully customized based on specific teaching objectives or prevailing market conditions. This provides educators with significant flexibility, allowing them to organize and supervise competition activities for multiple classes or teams concurrently.
iii. Support for Multi-Asset, Multi-Market Trading
The simulator integrates simulated trading functions for A-shares and B-shares from three domestic exchanges, enabling users to simulate cross-market stock trades from a unified interface. Diverse simulated financial products are supported by real-time market data display. Beyond A-shares and B-shares, the platform also supports simulated trading of diverse financial instruments like bonds, futures, and options, effectively meeting the trading needs and learning objectives of different a broad user base.
Furthermore, the platform provides a range of realistic simulated experiences, including hosting roadshows, managing investor relations, utilizing AI technology for research report generation, customizing algorithmic programming strategies, conducting detailed financial ratio analysis and market timing, and organizing large-scale competitions, among others.
Through continuous optimization based on practical application scenarios across financial institutions, higher education, and professional training organizations, JAJI Global’s platform has emerged as a leading tool in financial investment education. With its vivid and practical teaching content, it furnishes financial education with a highly interactive learning environment that effectively bridges the gap between theory and real-market application.
2. Powerful Backend System, Precisely Simulating Complex Market Environments
The Investment Funds Simulator features a rich variety of simulation scenarios that realistically reproduce diverse market conditions. Whether operating in highly volatile markets or during relatively stable periods, is designed to give users the authentic feel of operating in a live market environment.
i. Real-Time Trading Feedback: Every trading operation receives immediate feedback. For example, when users buy or sell stocks in the simulation, they immediately see transaction data such as the execution price, quantity, and the instant impact on their portfolio. Additionally, the platform provides real-time market depth analysis, including dynamically updated order books, real-time changes in buy/sell queues, and key trading indicators like volume and price fluctuations.
ii. Authenticity of Simulation Scenarios: JAJI Global has designed various trading scenarios, such as: daily fluctuation simulation, response to unexpected events, extreme market conditions, trading mechanism practice, insight into market rules, and risk management practice. The platform not only provides a risk-controlled practice venue but also helps users build a deep understanding of market operation mechanisms and develop their adaptability across market environments.
Case Study: Operational Process of Open-Ended Funds
The platform's highlight feature, the Operational Process of Open-Ended Funds module, offers a comprehensive simulated experience. Within the Investment Funds Simulator, this module covers services such as the fund subscription process, tracking and management of management fees, updating and maintaining detailed fund information, and handling subscriptions and redemptions. It also includes fund management features, and a display and response functions in the fund discussion area to meet user needs for fund product dialogue This helps students understand the interactive relationship between investors and fund managers, as shown in the schematic below.
Simultaneously, the platform simulates the investment decision-making scenarios of actual fund companies. Within the system, team members participating in the course assume different roles—such as researcher, fund manager, trader, and risk control/auditor—each taking on specific responsibilities within the investment research process. By using the platform, students gain a clear, holistic understanding of the entire investment decision-making workflow within a fund company.
3. Promoting Quality Enhancement in the Financial Industry
The Investment Funds Simulator has been successfully deployed for many years across numerous universities and educational institutions. It primarily targets academic departments such as Finance (Fintech), Economics and Management, and Business Schools. Its professional coverage spans critical curriculum areas including Securities Investment, Insurance, International Finance, and Credit Management, and it is a core component in courses like Investment Science, Securities Investment, Securities Analysis, Financial Risk Management, and Financial Derivatives.
As a practical and highly integrated tool within the curriculum of many universities, the Trading Simulation Platform has demonstrably helped both teachers and students enhance their skills and optimize their strategy through hands-on simulated trading.
The Investment Funds Simulator more than just an educational utility; it is a training ground for professional competence. It not only furnishes students with a platform for continuous self-improvement but also injects new vitality into talent cultivation for the financial industry within universities.
Looking ahead, the Investment Funds Simulator will be continually updated and improved to adapt to evolving market dynamics and technological advancements. JAJI Global is committed to ensuring it remains synchronized with the latest financial trends and trading regulations, thereby providing users with the most advanced and accurate simulated trading experience possible.
